Joshua Kerrigan Discusses Water Safety

Joshua Kerrigan on Water Safety

Joshua Kerrigan lives in Florida, and like many Florida residents, he is quite comfortable around water. He learned to swim at an early age, and he worked as a lifeguard for eight years. Joshua Kerrigan also provided lifeguard instruction for five years, teaching other people how to protect swimmers and step in during an emergency. Joshua Kerrigan is also a talented sailor, who has captained boats large and small. He now works for a prominent marina in Florida. Given this extensive experience, it makes sense that Joshua Kerrigan would have strong opinions about water safety.

Joshua Kerrigan encourages everyone to learn how to swim. People who don't know how to swim put themselves in extreme danger when they spend time around water of any sort. Tides can turn and sweep them away. The edge of a pool could be slick and cause them to fall into the water. Without the ability to swim, people are at the mercy of the water and they must count on others to rescue them. Learning how to swim could help these people protect themselves, Joshua Kerrigan says.

People who can swim are often reluctant to wear lifejackets when they're on boats. Joshua Kerrigan has seen this behavior on his marina, and he's been known to remind people to put their jackets on so they can stay safe. An emergency on the water can happen without any notice whatsoever, and without a lifejacket, people could be swept away. Lifeguards like Joshua Kerrigan aren't always available to make dramatic rescues at sea, so self-protection is incredibly important. Joshua Kerrigan also believes that people should abstain from consuming alcohol while they're aboard a boat. Alcohol can dull your reflexes and impair your judgment, making an accident much more likely. Wait until you're safely back on land before you celebrate with a drink, Joshua Kerrigan says.

Children need extra protection around the water, according to Joshua Kerrigan. Small children can drown in just a few inches of water, so it pays to be on the lookout for hazards at all times. Parents can enroll their children in swimming courses to help them learn, and they should keep children in flotation devices until the kids are skilled swimmers, but these steps are no replacement for supervision, Joshua Kerrigan says.

Discussing Home Ownership with Joshua Kerrigan

In the past, people thought everyone should own a home. Young people were encouraged to buy their first homes as soon as possible, and in a few years, those people were told they could flip that house and buy something nicer. With the downturn in the housing market in the United States, people have begun to reassess how they think about home ownership. Many young people are opting to stay out of the home market altogether. Other young people, such as Joshua Kerrigan, are still active believers in the housing market, and they've made investments that back up their beliefs.

Joshua Kerrigan bought his first home last year. The home he purchased is in Pompano Beach, Florida. The entire state of Florida has been hit hard by the slump in the housing market. Many people have walked away from their mortgages, meaning that the housing market is flooded with homes that are in active foreclosure. This is bad news if you've already invested in a home in Florida, but it's great news if you're Joshua Kerrigan and you're just entering the housing market. He was able to find a great home in Pompano Beach, and he didn't break his budget to buy his home.

Joshua Kerrigan takes home ownership seriously. He's spent a significant amount of time and money on his new home in Florida, making improvements that increase both the value and livability of his house. Since he paid a reasonable amount of money for his home, and his mortgage is at a low interest rate, he has the funds to make improvements.

People like Joshua Kerrigan think now is a great time to enter the housing market. Prices are low, interest rates are low and selection is vast. People like Joshua Kerrigan, who have steady jobs and a decent income, can find a wonderful home at a low cost, and this investment could pay big dividends down the line. They may not be able to flip the home in a year or two and make back their money, but it's likely that the homes they buy will suit them for decades. With the money they save on the mortgage, people like Joshua Kerrigan can modify their homes to make them suitable for decades to come. In fact, Joshua Kerrigan may customize his home to such a degree that he'll never be tempted to move again. This is a significant investment, and people like Joshua Kerrigan are fortunate to take advantage of the opportunity to invest in this manner.